The River Opus Maximum Loan Eligibility Calculator (TDSR)
Kindly use the table below for to calculate your eligible loan for The River Opus. A note that the table below is strictly for reference and cannot be taken as an official guide or approval for your loan amount eligibility.
Main Applicant
Other Monthly Debt Obligations
Include car loans, personal loans, credit card minimum payments, student loans, etc. (Do not include the new housing loan.)
Your Estimated Loan Eligibility (TDSR)
Assessable Monthly Income
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Max Total Debt (55% TDSR)
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Available for New Housing Loan
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Income-Weighted Average Age
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Max Loan Tenure
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Maximum Loan Amount
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Est. Max Property Price (75% LTV)
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Important Disclaimer
This calculator is for estimation purposes only and is based on the MAS Total Debt Servicing Ratio (TDSR) framework (capped at 55%).
- Stress-test interest rate of 4% p.a. is used.
- Variable income is assessed at 70%.
- Maximum tenure is the lower of 30 years or (65 − weighted age).
- Assumes 75% Loan-to-Value (first property).
- Actual approval depends on the bank’s full assessment, credit score, and other factors.
